/* ============================================
   GET INSURANCES — STYLESHEET
   ============================================ */

/* ----- RESET & BASE ----- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #0A1628;
    --primary-light: #13273f;
    --secondary: #1B3A5C;
    --accent: #E87A3E;
    --accent-hover: #d4692e;
    --accent-light: #fef0e6;
    --bg-light: #F1F5F9;
    --bg-white: #FFFFFF;
    --text-dark: #0F172A;
    --text-muted: #475569;
    --text-light: #94A3B8;
    --border: #E2E8F0;
    --shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
    --shadow-hover: 0 12px 40px rgba(0, 0, 0, 0.10);
    --radius: 16px;
    --radius-sm: 10px;
    --transition: 0.3s ease;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    background: var(--bg-light);
    color: var(--text-dark);
    line-height: 1.6;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

a {
    text-decoration: none;
    color: inherit;
}

img {
    max-width: 100%;
    display: block;
}

/* ----- TYPOGRAPHY ----- */
h1, h2, h3, h4 {
    font-weight: 700;
    line-height: 1.2;
}

h1 {
    font-size: clamp(32px, 5vw, 48px);
}

h2 {
    font-size: clamp(26px, 3.5vw, 36px);
    margin-bottom: 12px;
}

.highlight {
    color: var(--accent);
}

/* ----- BUTTONS ----- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 16px;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    font-family: inherit;
}

.btn-primary {
    background: var(--accent);
    color: #fff;
    box-shadow: 0 4px 14px rgba(232, 122, 62, 0.35);
}
.btn-primary:hover {
    background: var(--accent-hover);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(232, 122, 62, 0.40);
}

.btn-block {
    width: 100%;
    padding: 16px;
    font-size: 18px;
}

.btn-cta {
    background: #fff;
    color: var(--primary);
    font-size: 24px;
    padding: 18px 48px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.15);
}
.btn-cta:hover {
    transform: scale(1.03);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.20);
}

.btn-cta i {
    font-size: 28px;
    color: var(--accent);
}

/* ----- HEADER ----- */
.site-header {
    background: var(--primary);
    padding: 14px 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.20);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
}

.brand {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #fff;
}

.brand i {
    font-size: 28px;
    color: var(--accent);
}

.brand-name {
    font-size: 22px;
    font-weight: 800;
    letter-spacing: -0.5px;
}

.brand-tagline {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    background: rgba(255, 255, 255, 0.08);
    padding: 4px 12px;
    border-radius: 30px;
    color: var(--text-light);
}

.main-nav {
    display: flex;
    gap: 28px;
    font-weight: 500;
    color: #cbd5e1;
}

.main-nav a {
    transition: var(--transition);
}
.main-nav a:hover {
    color: var(--accent);
}

.hamburger {
    display: none;
    background: none;
    border: none;
    color: #fff;
    font-size: 28px;
    cursor: pointer;
}

@media (max-width: 768px) {
    .main-nav {
        display: none;
        width: 100%;
        flex-direction: column;
        align-items: center;
        padding: 20px 0 10px;
        gap: 14px;
        border-top: 1px solid rgba(255, 255, 255, 0.06);
        margin-top: 14px;
    }
    .main-nav.open {
        display: flex;
    }
    .hamburger {
        display: block;
    }
    .brand-tagline {
        font-size: 9px;
        padding: 2px 8px;
    }
    .brand-name {
        font-size: 18px;
    }
}

/* ----- HERO ----- */
.hero {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: #fff;
    padding: 60px 0 50px;
    text-align: center;
    border-bottom: 4px solid var(--accent);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, 0.08);
    padding: 8px 20px;
    border-radius: 40px;
    font-size: 14px;
    font-weight: 500;
    margin-bottom: 24px;
    flex-wrap: wrap;
    justify-content: center;
}

.hero-badge i {
    color: #4ade80;
}

.badge-note {
    font-size: 12px;
    color: var(--text-light);
    font-weight: 400;
}

.hero h1 {
    margin-bottom: 16px;
}

.hero p {
    font-size: 18px;
    max-width: 700px;
    margin: 0 auto 28px;
    color: #cbd5e1;
}

.hero-notice {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    background: rgba(255, 255, 255, 0.06);
    padding: 16px 24px;
    border-radius: var(--radius-sm);
    max-width: 750px;
    margin: 0 auto 24px;
    text-align: left;
    font-size: 15px;
    color: #e2e8f0;
}

.hero-notice i {
    color: var(--accent);
    font-size: 20px;
    margin-top: 2px;
    flex-shrink: 0;
}

.hero-phone {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    flex-wrap: wrap;
    font-size: 20px;
    font-weight: 600;
}

.hero-phone i {
    color: var(--accent);
}

.hero-phone a {
    color: #fff;
    transition: var(--transition);
}
.hero-phone a:hover {
    color: var(--accent);
}

.phone-or {
    font-weight: 400;
    color: var(--text-light);
    font-size: 16px;
}

@media (max-width: 600px) {
    .hero {
        padding: 40px 0 32px;
    }
    .hero p {
        font-size: 16px;
    }
    .hero-notice {
        font-size: 14px;
        padding: 14px 16px;
    }
    .hero-phone {
        font-size: 17px;
    }
}

/* ----- FORM DISCLAIMER ----- */
.form-disclaimer {
    background: var(--bg-white);
    padding: 16px 0;
    border-bottom: 1px solid var(--border);
}

.disclaimer-box {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    font-size: 13px;
    color: var(--text-muted);
    padding: 8px 0;
}

.disclaimer-box i {
    color: var(--accent);
    font-size: 18px;
    flex-shrink: 0;
    margin-top: 2px;
}

/* ----- TRUST BADGES ----- */
.trust-badges {
    background: var(--bg-white);
    padding: 40px 0;
    border-bottom: 1px solid var(--border);
}

.badges-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.badge-item {
    text-align: center;
    padding: 16px;
}

.badge-item i {
    font-size: 36px;
    color: var(--accent);
    margin-bottom: 8px;
}

.badge-item h4 {
    font-size: 16px;
    margin-bottom: 4px;
}

.badge-item p {
    font-size: 14px;
    color: var(--text-muted);
}

@media (max-width: 768px) {
    .badges-grid {
        grid-template-columns: 1fr 1fr;
    }
}
@media (max-width: 480px) {
    .badges-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

/* ----- QUOTE FORM ----- */
.quote-form-section {
    padding: 60px 0;
    background: var(--bg-light);
}

.quote-form-wrapper {
    background: var(--bg-white);
    border-radius: var(--radius);
    padding: 48px;
    box-shadow: var(--shadow);
    max-width: 820px;
    margin: 0 auto;
}

.quote-form-wrapper h2 {
    text-align: center;
}

.form-step-indicator {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin: 20px 0 8px;
}

.step-label {
    font-weight: 600;
    color: var(--text-muted);
    font-size: 14px;
}

.step-dots {
    display: flex;
    gap: 8px;
}

.dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--border);
    transition: var(--transition);
}
.dot.active {
    background: var(--accent);
    width: 28px;
    border-radius: 10px;
}

.form-question {
    font-size: 18px;
    font-weight: 600;
    margin: 16px 0 24px;
}

.quote-form .form-group {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-bottom: 28px;
}

.radio-card {
    cursor: pointer;
}

.radio-card input {
    display: none;
}

.radio-card-content {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    transition: var(--transition);
    background: var(--bg-light);
}

.radio-card input:checked + .radio-card-content {
    border-color: var(--accent);
    background: var(--accent-light);
    box-shadow: 0 0 0 4px rgba(232, 122, 62, 0.12);
}

.radio-card-content i {
    font-size: 22px;
    color: var(--accent);
}

.radio-card-content strong {
    font-size: 16px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 16px;
}

.form-col label {
    display: block;
    font-weight: 600;
    font-size: 14px;
    margin-bottom: 4px;
}

.form-col input {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    font-size: 16px;
    font-family: inherit;
    transition: var(--transition);
    background: var(--bg-light);
}
.form-col input:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(232, 122, 62, 0.10);
}

.form-footer-text {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 18px;
    font-size: 14px;
    color: var(--text-muted);
    justify-content: center;
}
.form-footer-text i {
    color: #4ade80;
}

@media (max-width: 640px) {
    .quote-form-wrapper {
        padding: 28px 20px;
    }
    .quote-form .form-group {
        grid-template-columns: 1fr;
    }
    .form-row {
        grid-template-columns: 1fr;
    }
}

/* ----- TRUSTED PROVIDERS ----- */
.trusted-providers {
    padding: 60px 0;
    background: var(--bg-white);
    text-align: center;
}

.trusted-providers p {
    color: var(--text-muted);
    margin-bottom: 28px;
}

.providers-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    max-width: 900px;
    margin: 0 auto 24px;
}

.provider-tag {
    background: var(--bg-light);
    padding: 10px 22px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 15px;
    color: var(--text-dark);
    transition: var(--transition);
    border: 1px solid var(--border);
}
.provider-tag:hover {
    background: var(--accent-light);
    border-color: var(--accent);
    color: var(--accent);
    transform: translateY(-2px);
}

.provider-disclaimer {
    max-width: 800px;
    margin: 0 auto;
    padding: 20px 24px;
    background: var(--bg-light);
    border-radius: var(--radius-sm);
    text-align: left;
    display: flex;
    gap: 14px;
    font-size: 14px;
    color: var(--text-muted);
}
.provider-disclaimer i {
    color: var(--accent);
    font-size: 20px;
    flex-shrink: 0;
    margin-top: 2px;
}

/* ----- HOW IT WORKS ----- */
.how-it-works {
    padding: 60px 0;
    background: var(--bg-light);
    text-align: center;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 32px;
}

.step-card {
    background: var(--bg-white);
    padding: 32px 24px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    transition: var(--transition);
}
.step-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
}

.step-number {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--accent);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 800;
    margin: 0 auto 16px;
}

.step-card h3 {
    font-size: 18px;
    margin-bottom: 8px;
}
.step-card p {
    color: var(--text-muted);
    font-size: 15px;
}

@media (max-width: 768px) {
    .steps-grid {
        grid-template-columns: 1fr 1fr;
    }
}
@media (max-width: 480px) {
    .steps-grid {
        grid-template-columns: 1fr;
    }
}

/* ----- CTA SECTION ----- */
.cta-section {
    padding: 60px 0;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: #fff;
    text-align: center;
    border-top: 4px solid var(--accent);
}

.cta-content h2 {
    font-size: clamp(28px, 4vw, 40px);
}
.cta-content p {
    font-size: 18px;
    opacity: 0.8;
    margin-bottom: 24px;
}

/* ----- FOOTER ----- */
.site-footer {
    background: var(--primary);
    color: #cbd5e1;
    padding: 48px 0 24px;
}

.footer-top {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 40px;
    margin-bottom: 32px;
}

.footer-brand .brand i {
    font-size: 32px;
}

.footer-brand .brand-name {
    font-size: 24px;
}

.footer-company {
    font-weight: 600;
    color: #fff;
    margin: 12px 0 6px;
    font-size: 15px;
}

.footer-desc {
    font-size: 14px;
    color: var(--text-light);
    max-width: 400px;
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.footer-col h4 {
    color: #fff;
    font-size: 16px;
    margin-bottom: 12px;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 6px;
}

.footer-col ul li a {
    font-size: 14px;
    transition: var(--transition);
}
.footer-col ul li a:hover {
    color: var(--accent);
}

.contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 14px;
    margin-bottom: 8px;
}
.contact-list li i {
    color: var(--accent);
    width: 18px;
    margin-top: 3px;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding-top: 24px;
}

.footer-disclaimer {
    display: flex;
    gap: 14px;
    background: rgba(255, 255, 255, 0.04);
    padding: 16px 20px;
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
}
.footer-disclaimer i {
    color: var(--accent);
    font-size: 20px;
    flex-shrink: 0;
    margin-top: 2px;
}
.footer-disclaimer p {
    font-size: 13px;
    color: var(--text-light);
}

.footer-copy {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 14px;
    flex-wrap: wrap;
    gap: 12px;
}

.footer-made {
    color: var(--text-light);
}
.footer-made i {
    color: var(--accent);
}

@media (max-width: 992px) {
    .footer-top {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    .footer-links {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 600px) {
    .footer-links {
        grid-template-columns: 1fr;
    }
    .footer-disclaimer {
        flex-direction: column;
    }
    .footer-copy {
        flex-direction: column;
        text-align: center;
    }
}

/* ----- RESPONSIVE TWEAKS ----- */
@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    .btn {
        padding: 12px 20px;
        font-size: 14px;
    }
    .btn-cta {
        font-size: 18px;
        padding: 14px 28px;
    }
    .provider-tag {
        padding: 6px 14px;
        font-size: 13px;
    }
}